Attention homeowners in Spokane and Spokane County: Need an appraisal?

See the top 7 reasons WA homeowners use Olsen Appraisal dba Pat McCarthy:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
To reduce their mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a WA divorce, where real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate in Spokane County or the state of WA

Own a house in or near Spokane, WA and need help deciding the value of it?
Contact Olsen Appraisal dba Pat McCarthy.

We at Olsen Appraisal dba Pat McCarthy understand the individual needs of a homeowner in need of appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Olsen Appraisal dba Pat McCarthy will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. Olsen Appraisal dba Pat McCarthy is seasoned in helping clients just like you abolish undesirable PMI insurance.

Challenge property tax assessments

Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Olsen Appraisal dba Pat McCarthy is your #1 weapon.

Recently got a freeze your HELOC?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Olsen Appraisal dba Pat McCarthy can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would prefer to have a professional double-check it for preciseness or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Olsen Appraisal dba Pat McCarthy can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.